When you apply for a compensation claim, you face an insurance company, not just the guilty driver. And the hard fact is that it is a business that you are dealing with and they would be most concerned about making money (in this case, saving money). Obviously, you will have to be extra smart to get a fair settlement for the injuries and damages sustained in an accident. Though genuine cases always get compensated, you cannot be sure about getting a fair value. Still, you can go the extra mile with some measures that can help you get the fairest settlement in compensation.
Collect evidence and document everything
If you just have basic common sense, you will understand the significance of collecting evidence right after the accident. This would include the pictures of the spot, details of the vehicle and guilty party, eyewitness details, and a copy of police reports. Further, your medical bills and diagnostic reports will make the case even stronger. Have your pay stubs at hand to prove the loss of income. It is best to have documentary proofs for every piece of evidence as they add value to your statements.
Hire an expert personal injury lawyer
The next and probably most important measure for maximizing your accident compensation is to have a seasoned attorney handling your case. Experts at Thomas Law Offices emphasize the importance of having a professional who specializes in personal injury law because you will need to deal with a strong legal team of the insurance company. Whether the case is to be closed with a negotiation or by trial, your lawyer will be responsible for ensuring that you get the amount you deserve.
Seek compensation for everything
The injuries sustained in an accident cost much more than medical bills. There are associated costs such as lost wages, home modifications, and the cost of transportation because your vehicle is out of order. Additionally, there are intangible costs like stress, emotional trauma, and suffering from coping with a severe injury. While you may not be able to measure them in money, these can alter the quality of your life to a significant extent and must be paid for. Unless you include everything while calculating the compensation value, you cannot expect to get a fair one.
Never grab the first offer
The biggest mistake that can keep you from getting a fair settlement is pouncing on the first offer that the insurance company has for you. Typically, they will lowball on their first offer and use it as bait with the intention to pay the victims the least money possible. It always makes sense to wait for a better offer and let your lawyer negotiate with them. Moreover, some injuries may have delayed symptoms and you would want to add their cost to the compensation value. As a rule, you should wait till you have a clear picture of your injuries.
A conscious accident victim will always end up with a fair settlement with the accident compensation claim. So you must absolutely follow these pieces of advice to get the best and the fairest.
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